Legends Bank - Legendary Service. Extraordinary People.


Personal Accounts

Simply Checking$5/month¹
Secure Checking$10/month¹
Premium Interest Checking$15/month¹
Legends Reserve$12/month5
Legends Select Reserve$25/month5
Legends Savings$9/quarter6
Legends Partners SavingsNo Charge
Christmas Savings ClubNo Charge7
Health Savings $3/month

Business Accounts

Legends Small Business Checking
Paper Statements$2 month²
Per Item Over 150$0.30³
Legends Business CheckingAnalysis
Legends Business Interest CheckingAnalysis
Legends Business Reserve$12/month¹

Miscellaneous Service Fees

Additional Savings Account Debit Transactions (over 3 per quarter)$2 each
ATM Inquiry (any ATM)No Charge
ATM Transactions (any ATM)No Charge
ATM Withdrawal (any ATM)No Charge
Bill Pay Rush DeliveryFees May Apply
Card Replacement (ATM, Debit, HSA)$10
Cashier’s Check (Legends Bank customers only)$5
Chargebacks (business accounts only)$5 per item
Christmas Club Early Withdrawal$20 each
Continuous Negative Balance Fee (charge beginning on the 5th consecutive business day)$5 per day
Copy of Check$1 per page
Copy of Statement$2
Excessive Money Market Withdrawal Fee (over 6 per statement cycle)$15 each
Fax Services$1 per page
International ATM Withdrawal FeeNo Charge
International Debit/Point of Sale FeeNo Charge
Mobile Deposit Fee (daily limits apply)No Charge
Non-Sufficient Funds (NSF) Returned Item Fee$5 each4
Overdraft Paid Item Fee$20 each4
Photocopies$1 per page
Price of Checks (can vary depending on style ordered)Varies
Record Research ($35 minimum)$35 per hour
Returned Mail Fee$5 per incident
Safe Deposit Boxes (Annual Rental)
Stop Payment Fee$20 each
Wire Transfer (Legends Bank customers only)
IncomingNo Charge
Outgoing (Domestic)$18
Outgoing (International)$49

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1. Monthly service fees reduced or eliminated by meeting minimum requirements. Speak to a customer service professional for details.  

2. Monthly fee waived when enrolled in E-statements.

3. Fee is assessed for each item over 150 if daily balance falls below $2,500 during the statement cycle. 300 items are allowed for accounts with daily balances maintained over $2,500 during the statement cycle.

4. Each time an item is presented against non-sufficient funds in an account, an Overdraft Paid or NSF Returned Item Fee may be charged. This includes any re-presented items, regardless of the number of times the item is presented for payment.

5. A fee will be assessed for each money market withdrawal beyond six in a statement cycle.

6. A fee will be assessed for each savings withdrawal made beyond three in a quarter.

7. A fee will be assessed for each Christmas Savings Club early withdrawal.

Fees effective August 1, 2022. Fees are subject to change. Fees for various special services may apply. 

Legends Bank