Personal Accounts
| Simply Checking | $5/month¹ |
| Secure Checking | $10/month¹ |
| Premium Interest Checking | $15/month¹ |
| Legends Reserve | $12/month5 |
| Legends Select Reserve | $25/month5 |
| Legends Savings | $9/quarter6 |
| Legends Partners Savings | No Charge |
| Christmas Savings Club | No Charge7 |
| Health Savings | $3/month |
Business Accounts
| Legends Small Business Checking | |
| Paper Statements | $2 month² |
| Per Item Over 150 | $0.30³ |
| Legends Business Checking | Analysis |
| Legends Business Interest Checking | Analysis |
| Legends Business Reserve | $12/month¹ |
Miscellaneous Service Fees
| Additional Savings Account Debit Transactions (over 3 per quarter) | $2 each |
| ATM Inquiry (any ATM) | No Charge |
| ATM Transactions (any ATM) | No Charge |
| ATM Withdrawal (any ATM) | No Charge |
| Bill Pay Rush Delivery | Fees May Apply |
| Card Replacement (ATM, Debit, HSA) | $10 |
| Cashier’s Check (Legends Bank customers only) | $5 |
| Chargebacks (business accounts only) | $5 per item |
| Christmas Club Early Withdrawal | $20 each |
| Continuous Negative Balance Fee (charge beginning on the 5th consecutive business day) | $5 per day |
| Copy of Check | $1 per page |
| Copy of Statement | $2 |
| Excessive Money Market Withdrawal Fee (over 6 per statement cycle) | $15 each |
| Fax Services | $1 per page |
| Garnishment/Levy | $50 |
| International ATM Withdrawal Fee | No Charge |
| International Debit/Point of Sale Fee | No Charge |
| Mobile Deposit Fee (daily limits apply) | No Charge |
| Non-Sufficient Funds (NSF) Returned Item Fee | $5 each4 |
| Overdraft Paid Item Fee | $20 each4 |
| Photocopies | $1 per page |
| Price of Checks (can vary depending on style ordered) | Varies |
| Record Research ($35 minimum) | $35 per hour |
| Returned Mail Fee | $5 per incident |
| Safe Deposit Boxes (Annual Rental) | |
| 3×5 | $25 |
| 3×10 | $40 |
| 5×10 | $50 |
| 10×10 | $100 |
| Stop Payment Fee | $20 each |
| Wire Transfer (Legends Bank customers only) | |
| Incoming | No Charge |
| Outgoing (Domestic) | $18 |
| Outgoing (International) | $49 |
1. Monthly service fees reduced or eliminated by meeting minimum requirements. Speak to a customer service professional for details.
2. Monthly fee waived when enrolled in E-statements.
3. Fee is assessed for each item over 150 if daily balance falls below $2,500 during the statement cycle. 300 items are allowed for accounts with daily balances maintained over $2,500 during the statement cycle.
4. Each time an item is presented against non-sufficient funds in an account, an Overdraft Paid or NSF Returned Item Fee may be charged. This includes any re-presented items, regardless of the number of times the item is presented for payment.
5. A fee will be assessed for each money market withdrawal beyond six in a statement cycle.
6. A fee will be assessed for each savings withdrawal made beyond three in a quarter.
7. A fee will be assessed for each Christmas Savings Club early withdrawal.
Fees effective August 1, 2022. Fees are subject to change. Fees for various special services may apply.