Legends Bank - Legendary Service. Extraordinary People.

Loan Types

Legends Bank offers a wide range of mortgage loans, from conventional, fixed-interest loans to government-insured FHA, VA and adjustable rate loans as well as construction and home improvement loans. With Legends Bank’s in-house underwriting, our loan officers and loan processors will work together to make sure your lending experience is handled with maximum efficiency and attention to detail. Explore the options below to learn more about the types of home loans that are available.


Conventional Loans

Conventional Loans are the most traditional home loans, with both fixed and variable rates.

  • Stable monthly payment
  • Variety of terms available

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FHA Loans

An FHA Loan is a low-risk loan insured by the Federal Housing Administration.

  • Lower down payments
  • Flexible terms

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VA Loans

VA Loans are government-insured loans for qualified veterans, active military service members and their spouses.

  • Low interest rates
  • May not require down payment

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Construction Loans

Construction Loans offer flexible financing plans for home construction projects.

  • Expert advice and guidance
  • Conversions available

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Home Equity Loans

Home Equity Loans allow you to tap into extra cash from the equity in your home.

  • Flexible repayment options
  • Use your cash for a variety of purposes

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Home Refinancing

Home Refinancing lets you convert your existing loan to a new mortgage with improved rates and terms.

  • May improve the terms of your loan
  • Competitive rates and expert advice

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