Legends Bank offers a wide range of mortgage loans, from conventional, fixed-interest loans to government-insured FHA, VA and adjustable rate loans as well as construction and home improvement loans. With Legends Bank’s in-house underwriting, our loan officers and loan processors will work together to make sure your lending experience is handled with maximum efficiency and attention to detail. Explore the options below to learn more about the types of home loans that are available.
Conventional Loans
Conventional Loans are the most traditional home loans, with both fixed and variable rates.- Stable monthly payment
- Variety of terms available
FHA Loans
An FHA Loan is a low-risk loan insured by the Federal Housing Administration.- Lower down payments
- Flexible terms
VA Loans
VA Loans are government-insured loans for qualified veterans, active military service members and their spouses.- Low interest rates
- May not require down payment
Construction Loans
Construction Loans offer flexible financing plans for home construction projects.- Expert advice and guidance
- Conversions available
Home Equity Loans
Home Equity Loans allow you to tap into extra cash from the equity in your home.- Flexible repayment options
- Use your cash for a variety of purposes
Home Refinancing
Home Refinancing lets you convert your existing loan to a new mortgage with improved rates and terms.- May improve the terms of your loan
- Competitive rates and expert advice
Legends Bank Mortgage Solutions
Legends Bank offers support to community banks who need assistance with Secondary Market Mortgage products:- Satisfy housing needs of current customers.
- Keep current customers from contacting competitors who would potentially cross-sell.
- Attract new customers whom you could cross-sell for other bank services.