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Conventional Loans

Conventional loans are the most traditional home financing option. Legends Bank offers home mortgages for a variety of terms with both fixed-rate and variable-rate options.

Fixed-Rate Loans

  • A fixed rate mortgage has a set interest rate for the life of the loan, offering predictable monthly payments.

Adustable-Rate Mortgage (ARM)

  • ARMs have an initial fixed rate period.  After that time, the interest rate may adjust annually according to market conditions, in which case your monthly payments could change.

Secondary Market Conventional Loans may require private mortgage insurance (PMI) if the loan exceeds a certain percentage of the home’s value.  Contact a Mortgage Originator to learn more.

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