Personal
| Simply Checking | $5/month¹ |
| Secure Checking | $10/month¹ |
| Premium Interest Checking | $15/month¹ |
| Legends Reserve | $12/month¹ |
| Legends Select Reserve | $25/month¹ |
| Legends Savings | $9/quarter¹ |
| Legends Partners Savings | No Charge |
| Christmas Savings Club | $20 penalty for each early withdrawal |
| Health Savings | $3/month |
| Additional Savings Debit Transactions | $2 each² |
| Excessive Money Market Withdrawal Fee | $15 each² |
Miscellaneous Service Fees
| Mobile Deposit (Daily limits apply) | $0.50 per deposit item |
| ATM Transactions (Legends Bank ATM) | No Charge |
| ATM Withdrawal (non-Legends Bank ATM) | $1.50 |
| ATM Inquiry (non-Legends Bank ATM) | $1.00 |
| Cashier’s Check (Legends Bank customers only) | $5 |
| Chargebacks (business accounts) | $5 per item |
| Copy of Check (current month) | $1 per page |
| Copy of Statement (current) | $2 |
| Credit Card Cash Advance | No Charge |
| Debit Card Maintenance | No Charge |
| Card Replacement (ATM, HSA, and Debit) | $10 |
| Dormant Account Fee (checking and savings) | $5/month |
| Fax | $1 per page |
| Garnishments/Levy | $50 |
| International Debit/Point of Sale Fee | 2% of total purchase |
| International ATM Withdrawal Fee | 2% of total withdrawal |
| NSF (non-sufficient funds) | |
| Paid Item Fee | $35 each |
| Returned Item Fee | $35 each |
| Continuous Negative Balance Fee (charge beginning on the 5th consecutive business day) | $7 per day |
| Photocopies | $1 per page |
| Record Research ($35.00 minimum) | $35 per hour |
| Stop Payment Order | $35 |
| Safe Deposit Boxes (annual rental) | |
| 3×5 | $25 |
| 3×10 | $40 |
| 5×10 | $50 |
| 10×10 | $100 |
| Return Mail Fee | $5 per incident |
| Wire Transfer (Legends Bank customers only) | |
| Incoming (domestic) | $12.95 |
| Incoming (international) | $12.95 |
| Outgoing (domestic) | $18 |
| Outgoing (international) | $49 |
¹Monthly service fees reduced or eliminated by meeting minimum requirements. Speak to a customer service professional for details.
²Federal regulations require banks to limit the way withdrawals may be made from savings and money market accounts. No more than six automatic transfers, online transfers or checks payable to a third party may be made during a calendar month or statement cycle of at least four weeks. Additionally, a bank fee will be assessed for each savings withdrawal made beyond three in a quarter and for each non-permissible money market withdrawal beyond six in a statement cycle. Account converts to a non-money market checking account if transaction limits are exceeded.